commerce
shāng yè
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Silicon Valley Bank collapse raises financial system concerns
guīgǔ yínháng dàobì yǐnfā jīnróng tǐxì dānnyōu
硅谷银行倒闭引发金融体系担忧
Silicon Valley Bank collapse became largest US bank failure since 2008
guīgǔ yínháng dàobì shìjiàn chéngwéi èr líng líng bā nián jīnróng wēijī yǐlái měiguó zuì dà yínháng pòchǎn àn
硅谷银行倒闭事件成为二零零八年金融危机以来美国最大银行破产案
March 11, 2023 at 2:00 PM
Silicon Valley Banks collapse on March 10, 2023 evolved into the most serious banking crisis since 2008
guīgǔ yínháng zài èr líng èr sān nián sān yuè shí rì de dàobì shìjiàn yǎnbiàn wéi èr líng líng bā nián yǐlái měiguó zuì yánzhòng de yínháng wēijī
硅谷银行在二零二三年三月十日的倒闭事件演变为二零零八年以来美国最严重的银行危机
the banks massive bond losses combined with interest rate pressures
gāi yínháng zhàiquàn tóuzī zǔhé de jù é kuīsǔn yǔ lìlǜ shàngshēng xíngchéng de shìchǎng yālì
该银行债券投资组合的巨额亏损与利率上升形成的市场压力
together triggered a bank run
gòngtóng yǐnfā le yī cháng yínháng jǐduì fēngcháo
共同引发了一场银行挤兑风潮
the FDIC immediately seized the bank
měiguó liānbāng存款 bǎoxiǎn gōngsī suíjí jiēguǎn gāi yínháng
美国联邦存款保险公司随即接管该银行
despite regulators quick actions
jǐnguǎn jiānguǎn bùmén xùnsù cǎiqǔ cuòshī
尽管监管部门迅速采取措施
the government was forced to guarantee all deposits
měiguó zhèngfǔ zuìzhōng réhuán bèipò xiàng suǒyǒu cúnkuǎn rén tígōng quán é dānbǎo
美国政府最终仍被迫向所有存款人提供全额担保
this sparked widespread debate on banking regulation for mid-size banks
cǐ jǔ yǐnfā le guānyú zhōngděng guīmó yínháng jiānguǎn kuàngjiàng de guǎngfàn tǎolùn
此举引发了关于中等规模银行监管框架的广泛讨论
industry widely believes
yèjiè pǔbiàn rènwéi
业界普遍认为
current stress tests and capital requirements may need strengthening
xiànxíng de yālì cèshì hé zīběn yāoqiú kěnéng xūyào jiāqiáng
现行的压力测试和资本要求可能需要加强