JPMorgan ChaseMógēn Dàtōng摩根大通to elevate / to classify (formal)jiāng将AI (artificial intelligence)AIAIinvestmenttóuzī投资to upgrade / to elevateshēngjí升级as / to bewéi为corehéxīn核心infrastructurejīchǔ shèshī基础设施,technologyjìshù技术expenditure / spendingzhīchū支出projected / estimatedyùjì预计to reachdá达$19.8 billion198 yì měiyuán198亿美元。
JPMorgan Chase
Mógēn Dàtōng
摩根大通
to elevate / to classify (formal)
jiāng
将
AI (artificial intelligence)
AI
AI
investment
tóuzī
投资
to upgrade / to elevate
shēngjí
升级
as / to be
wéi
为
core
héxīn
核心
infrastructure
jīchǔ shèshī
基础设施
technology
jìshù
技术
expenditure / spending
zhīchū
支出
projected / estimated
yùjì
预计
to reach
dá
达
$19.8 billion
198 yì měiyuán
198亿美元
JPMorgan Chase
Mógēn Dàtōng
摩根大通
to announce
xuānbù
宣布
to (formal)
jiāng
将
AI
AI
AI
investment
tóuzī
投资
again / anew
chóngxīn
重新
to classify / to categorize
guīlèi
归类
as
wéi
为
core
héxīn
核心
infrastructure
jīchǔ shèshī
基础设施
the year 2026
2026 nián
2026年
technology
jìshù
技术
budget
yùsuàn
预算
projected / estimated
yùjì
预计
close to / approaching
jiējìn
接近
$20 billion
200 yì měiyuán
200亿美元
analysis
fēnxī
分析
expert / person
rénshì
人士
to believe / to consider
rènwéi
认为
this move / this action
cǐ jǔ
此举
marks / signifies
biāozhì zhe
标志着
global
quánqiú
全球
financial industry
jīnróng yè
金融业
toward / regarding
duì
对
AI
AI
AI
strategic
zhànlüè
战略
attitude
tàidu
态度
(possessive particle)
de
的
fundamental
gēnběn xìng
根本性
shift / change
zhuǎnbiàn
转变
March 29, 2026 at 6:00 AM
JPMorgan Chase
Mógēn Dàtōng
摩根大通
recently / a few days ago
rì qián
日前
to announce
xuānbù
宣布
to (formal, causative)
jiāng
将
artificial intelligence
réngōng zhìnéng
人工智能
investment
tóuzī
投资
again / anew
chóngxīn
重新
to classify / to categorize
guīlèi
归类
as / to be
wéi
为
core
héxīn
核心
infrastructure
jīchǔ shèshī
基础设施
alongside / together with
yǔ
与
data center
shùjù zhōngxīn
数据中心
and
hé
和
payment
zhīfù
支付
system
xìtǒng
系统
side by side / in parallel
bìngliè
并列
to manage / management
guǎnlǐ
管理
it is reported that / according to sources
jù xī
据悉
the bank (referring to JPMorgan)
gāi háng
该行
the year 2026
2026 nián
2026年
technology
jìshù
技术
expenditure / spending
zhīchū
支出
projected / estimated
yùjì
预计
will
jiāng
将
to reach
dá
达
approximately
yuē
约
$19.8 billion
198 yì měiyuán
198亿美元
among which / of which
qí zhōng
其中
approximately
yuē
约
one quarter
sì fēn zhī yī
四分之一
directly
zhíjiē
直接
used for / allocated to
yòng yú
用于
AI
AI
AI
related / concerning
xiānguān
相关
project / item
xiàngmù
项目
as of / up to
jiézhì
截至
March 2026
2026 nián 3 yuè
2026年3月
JPMorgan Chase
Mógēn Dàtōng
摩根大通
already
yǐ
已
in
zài
在
production environment
shēngchǎn huánjìng
生产环境
within
zhōng
中
to deploy
bùshǔ
部署
more than / over (formal)
yú
逾
over 500
500 gè
500个
AI
AI
AI
use case
yòng lì
用例
to cover / to encompass
hángài
涵盖
fraud
qīzhà
欺诈
detection
jiǎncè
检测
liquidity
liúdòng xìng
流动性
management
guǎnlǐ
管理
and / as well as
jí
及
client / customer
kèhù
客户
service
fúwù
服务
etc.
děng
等
core
héxīn
核心
business / operations
yèwù
业务
area / domain
lǐngyù
领域
among these
qí zhōng
其中
AI
AI
AI
driven / powered
qūdòng
驱动
(possessive particle)
de
的
anti-money laundering
fǎn xǐ qián
反洗钱
system
xìtǒng
系统
already
yǐ
已
(causative)
jiāng
将
false positive rate
wù bào lǜ
误报率
to reduce / to lower
jiàngdī
降低
95 percent
95%
95%
significantly / notably
xiǎnzhù
显著
to improve
tíshēng
提升
(completed action particle)
le
了
compliance
hégūi
合规
operations
yùnyíng
运营
efficiency
xiàolǜ
效率
the bank
gāi háng
该行
chief executive officer
shǒuxí zhíxíng guān
首席执行官
Dimon (Jamie Dimon)
Dài Méng
戴蒙
to state / to indicate
biǎoshì
表示
AI
AI
AI
will
jiāng
将
to become
chéngwéi
成为
future
wèilái
未来
banking industry
yínháng yè
银行业
competition
jìngzhēng
竞争
(possessive particle)
de
的
core
héxīn
核心
battleground
zhànchǎng
战场
to ignore / to overlook
hūshì
忽视
this
zhè yī
这一
trend
qūshì
趋势
(possessive particle)
de
的
institution
jīgòu
机构
will
jiāng
将
to face
miànlín
面临
(passive marker)
bèi
被
to be eliminated
táotài
淘汰
(nominalizer)
de
的
risk
fēngxiǎn
风险
analysis
fēnxī
分析
expert / person
rénshì
人士
to believe / to consider
rènwéi
认为
this move / this action
cǐ jǔ
此举
marks / signifies
biāozhì zhe
标志着
financial industry
jīnróng yè
金融业
toward / regarding
duì
对
AI
AI
AI
investment
tóuzī
投资
attitude
tàidu
态度
(possessive particle)
de
的
fundamental
gēnběn xìng
根本性
shift / change
zhuǎnbiàn
转变
from
cóng
从
experimental
shìyàn xìng
试验性
project
xiàngmù
项目
to shift toward
zhuǎn xiàng
转向
strategic
zhànlüè xìng
战略性
infrastructure
jīchǔ shèshī
基础设施
allocation / deployment
pèizhì
配置
at the same time / meanwhile
yǔ cǐ tóngshí
与此同时
other
qítā
其他
major / main
zhǔyào
主要
bank
yínháng
银行
also (formal/literary)
yì
亦
one after another / in succession
fēnfēn
纷纷
to increase / to expand
jiā dà
加大
toward / regarding
duì
对
AI
AI
AI
(possessive particle)
de
的
investment / input
tóurù
投入
industry
hángyè
行业
competition
jìngzhēng
竞争
landscape / structure
géjú
格局
currently / in the process of
zhèngzài
正在
to accelerate
jiāsù
加速
to reshape
chóng sù
重塑
News in English
BusinessJPMorgan Chase Elevates AI Spending to Core Infrastructure, with Technology Budget Projected at $19.8 Billion
JPMorgan Chase announced it is reclassifying AI investment from discretionary R&D to core infrastructure, with the 2026 technology budget projected at close to $20 billion. Analysts say this marks a fundamental shift in the global financial industry attitude toward strategic AI deployment.
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