commerce
shāng yè
商业
JPMorgan Chase (bank name)
Mógēn Dàtōng
摩根大通
to reclassify / to elevate
jiāng
将
artificial intelligence
rén gōng zhì néng
人工智能
investment / spending
tóurù
投入
to classify as / to designate as
lièwéi
列为
core
héxīn
核心
infrastructure
jīchǔ shèshī
基础设施
annual
niándù
年度
technology
kējì
科技
budget
yùsuàn
预算
to rise to / to increase to
shēng zhì
升至
$19.8 billion
198 yì měiyuán
198亿美元
JPMorgan Chase
Mógēn Dàtōng
摩根大通
to announce
xuānbù
宣布
to reclassify
jiāng
将
artificial intelligence
rén gōng zhì néng
人工智能
spending / expenditure
zhīchū
支出
from
cóng
从
experimental
"shíyànxìng
「实验性
R&D
yánfā"
研发」
re- / anew
chóngxīn
重新
to categorize as / to reclassify as
guīlèi wéi
归类为
core
"héxīn
「核心
infrastructure
jīchǔ shèshī"
基础设施」
and to
bìng jiāng
并将
2026
2026 nián
2026年
technology
kējì
科技
budget
yùsuàn
预算
to raise to / to increase to
tíshēng zhì
提升至
$19.8 billion
198 yì měiyuán
198亿美元
May 9, 2026 at 5:00 AM
JPMorgan Chase
Mógēn Dàtōng
摩根大通
to announce
xuānbù
宣布
(action marker — will)
jiāng
将
2026
2026 nián
2026年
annual
niándù
年度
technology
kējì
科技
budget
yùsuàn
预算
to raise to
tíshēng zhì
提升至
$19.8 billion
198 yì měiyuán
198亿美元
of which / among that
qízhōng
其中
approximately
yuē
约
$2 billion
20 yì měiyuán
20亿美元
directly
zhíjiē
直接
allocated to / used for
yòng yú
用于
artificial intelligence
rén gōng zhì néng
人工智能
projects / programs
xiàngmù
项目
the bank / the institution
gāi háng
该行
formally / officially
zhèngshì
正式
to reclassify
jiāng
将
AI
rén gōng zhì néng
人工智能
investment
tóuzī
投资
from
cóng
从
discretionary / optional
"kě xuǎn de
「可选的
innovation
chuàngxīn"
创新」
re- / anew
chóngxīn
重新
to position as / to designate as
dìngwèi wéi
定位为
core
"héxīn
「核心
infrastructure
jīchǔ shèshī"
基础设施」
alongside / together with
yǔ
与
data centers
shùjù zhōngxīn
数据中心
and
hé
和
payment
zhīfù
支付
systems
xìtǒng
系统
placed side by side / equated
bìngliè
并列
currently
mùqián
目前
the bank
gāi háng
该行
already
yǐ
已
to dedicate / to set aside
zhuān shè
专设
approximately
yuē
约
2,000 (people)
2000 míng
2000名
employees / staff
yuángōng
员工
exclusively / specifically
zhuānmén
专门
responsible for / working on
fùzé
负责
AI
rén gōng zhì néng
人工智能
development
kāifā
开发
work
gōngzuò
工作
Chief Executive Officer (CEO)
shǒuxí zhíxíng guān
首席执行官
Jamie Dimon (name)
Jiémǐ Dàiméng
杰米·戴蒙
stated / indicated
biǎoshì
表示
AI
rén gōng zhì néng
人工智能
will
jiāng
将
to impact / to affect
yǐngxiǎng
影响
the bank
yínháng
银行
almost / virtually
"jīhū
「几乎
all / every
suǒyǒu
所有
functions / operations
zhínéng"
职能」
and will
bìng jiāng
并将
it / this
qí
其
to regard as / to treat as
shìwéi
视为
future
wèilái
未来
competitive advantage / competitiveness
jìngzhēng lì
竞争力
(attributive particle)
de
的
core / central
héxīn
核心
AI
rén gōng zhì néng
人工智能
(attributive particle)
de
的
applications / use cases
yìngyòng
应用
scope / range
fànwéi
范围
to cover / to encompass
hángài
涵盖
customers / clients
kèhù
客户
service
fúwù
服务
automation
zìdònghuà
自动化
lending / loans
dàikuǎn
贷款
decision-making
juécè
决策
models
móxíng
模型
as well as
yǐjí
以及
software engineers
ruǎnjiàn gōngchéngshī
软件工程师
(attributive particle)
de
的
assistance / support (tools)
fǔzhù
辅助
tools
gōngjù
工具
not only that / moreover
bù jǐn rúcǐ
不仅如此
JPMorgan Chase
Mógēn Dàtōng
摩根大通
also / in addition
hái
还
plans / intends
jìhuà
计划
to expand
kuòdà
扩大
cloud
yún
云
infrastructure
jīchǔ shèshī
基础设施
and
jí
及
cybersecurity
wǎngluò ānquán
网络安全
systems
xìtǒng
系统
(attributive particle)
de
的
investment / spending
tóurù
投入