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·HSK 6

artificial intelligence reshapes financial services
réngōng zhìhuì chóngsuǒ jīnróng fúwù yè
人工智能重塑金融服务业
。

AI rapidly integrated into all aspects of financial services in 2024
réngōng zhìhuì zài èr líng èr sì nián xùnsù róngrù jīnróng xíngyè de ge ge huánjié
人工智能在二零二四年迅速融入金融行业的各个环节
。

October 15, 2024 at 2:00 PM

AI technology brought unprecedented transformation to financial services in 2024
réngōng zhìhuì jìshù zài èr líng èr sì nián duì jīnróng fúwù yè dàilái le qiánsuo wèiyǒu de biàngé
人工智能技术在二零二四年对金融服务业带来了前所未有的变革
。
major financial institutions rapidly deployed AI
zhǔyào jīnróng jīgòu xùnsù bùshǔ réngōng zhìhuì
主要金融机构迅速部署人工智能
。
Goldman Sachs and JPMorgan among heaviest AI investors
gāoshèng hé mógen dàtōng děng quánqiú tóuzī yínháng duì réngōng zhìhuì de tóuzī jūyú xíngyè qiánliè
高盛和摩根大通等全球投资银行对人工智能的投资居于行业前列
。
AI use in trading increased rapidly
réngōng zhìhuì zài zhèngquàn jiāoyì zhōng de yìngyòng rìyì zēngjiā
人工智能在证券交易中的应用日益增加
。
machine learning algorithms used for market prediction and risk management
jīqì xuéxí suànfǎ bèi yòngyú shìchǎng yùcè hé fēngxiǎn guǎnlǐ
机器学习算法被用于市场预测和风险管理
。
in fraud detection
zài qīzhà jiǎncè lǐngyù
在欺诈检测领域
，
AI could identify abnormal patterns and issue alerts in real time
réngōng zhìhuì néng gòu shíbié yìcháng jiāoyì móshì bìng shíshí fāchū jǐngbào
人工智能能够识别异常交易模式并实时发出警报
。
loan underwriting accelerated with AI
dàikuǎn shěnpī liúchéng yě yīn réngōng zhìhuì de yùnyòng ér jiāokuài
贷款审批流程也因人工智能的运用而加快
。
chatbots increasingly replaced human customer service
kèhù fúwù zhōng de liáotiān jīqìrén rìyì qǔdài chuántǒng de réngōng kèfú
客户服务中的聊天机器人日益取代传统的人工客服
。
hedge funds widely used large language models for investment analysis
duìchōng jījīn yě guǎngfàn yìngyòng dà yǔyán móxíng jìnxíng tóuzī fēnxī
对冲基金也广泛应用大语言模型进行投资分析
。
however
ránér
然而
，
AI applications raised regulatory concerns
réngōng zhìhuì zài jīnróng lǐngyù de guǎngfàn yìngyòng yě yǐnfā le jiānguǎn bùmén de dānnyōu
人工智能在金融领域的广泛应用也引发了监管部门的担忧
。
systemic risk and algorithmic bias were key concerns
xìtǒng xìng fēngxiǎn hé suànfǎ piānchā de wèntí bèi shòu guānzhù
系统性风险和算法偏差的问题备受关注
。
financial stability and job displacement sparked broad discussion
jīnróng wěndìng hé jiùyè tìdài de wèntí yě yǐnfā le shìchǎng cānyù zhě de guǎngfàn tǎolùn
金融稳定和就业替代的问题也引发了市场参与者的广泛讨论
。

New Words

rengong zhineng
人工智能
artificial intelligence
jinrong
金融
financial
jigou
机构
institutions
jiaoyì
交易
trading
qizha
欺诈
fraud
jianche
检测
detection
suanfa
算法
algorithm
fengxian
风险
risk
danyou
担忧
concern
jianguan
监管
regulation

News in English

Business

AI Rapidly Transforms Financial Services Sector

AI rapidly transformed financial sector in 2024 with banks using AI for trading, fraud detection, underwriting; Goldman Sachs and JPMorgan among heaviest investors.

Artificial intelligence brought unprecedented transformation to financial services throughout 2024.

Major financial institutions rapidly deployed AI systems across trading, fraud detection, and loan processing. Goldman Sachs and JPMorgan led major investments in AI technology. Machine learning algorithms enhanced market prediction and risk management capabilities. Chatbots increasingly replaced human customer service representatives. Hedge funds widely adopted large language models for investment analysis.

However, AI applications in finance raised regulatory concerns about systemic risk, algorithmic bias, financial stability, and job displacement.

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revenue / income
shōurù
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to trigger / to cause
yǐnfā
引发
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semiconductor
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stock market
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strongly / with force
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to rebound / to rally
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Dow Jones Index
Dào Zhǐ
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gained more than
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400 points
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international
guójì
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oil prices
yóujià
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high level / elevated level
gāowèi
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，
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index
zhǐshù
指数
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zhōusì
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shí yóu
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output / production
chǎn liàng
产量
to maintain / to keep
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